Day 2: Friday
Credit Scoring Secrets: Insider Knowledge & How To Use It To Your
This is where you get to be a fly on the wall at Fair Isaac (FICO). Sit back and get ready to hear from a True Credit Scoring Expert – a 19-year INSIDER who will share Insider Information about how the Credit Scoring Process REALLY Works!
You’ll be able to pick the brain of someone who actually BUILT the FICO credit scoring models when he worked for Fair Isaac itself. He has also worked with Equifax! John Ulzheimer (Read Complete Bio) is usually only accessible by our Diamond members. Twice a year, ONLY At The Credit Boot Camp, this incredible resource is accessible to ALL Credit Boot Camp Attendees!
How many questions or issues do you think this one member of The Credit Boot Camp Faculty could help YOU with?
For example, you may be aware there are HUNDREDS of types of credit scoring being used today! FICO ALONE Has 49 Variations Of Their Scoring Scale!
Sure, you only need to become an expert on three, but you need to understand how each one collects and interprets the information. After this special session YOU WILL!
Learn how scoring agencies combine ALL the supporting reports information and all the other documentation out there and translate someone’s credit into a single ABSTRACT Numerical Code. The old “Four C’s Of Credit” are a nice platitude for your customers, but you need to know what’s really behind those scores.
What is the “Eight Point Hierarchy Of Impact” with regards to negative items and how can it help you?
This ONE Detail PAYS FOR THE EVENT Many Times Over! ==> The eOscar Secrets that really matter. The Electronic Online System for Complete and Accurate Reporting (also known as “eOscar”) allows the bureaus to respond to disputes with one of 27 codes. But do you know which three are the most problematic to deal with? Or just how many you can legally respond back to the bureau with? If not, you’re shooting in the dark with blanks… this session will open your eyes and change your focus once and for all!
Terms like “Metro 2 File Format”, “Matching Algorithms” and “Partial Data Matches” are more than dry definitions. You Will Get Total Clarity on what they mean to the bureaus AND your clients, and the hidden power this gives you.
You’ll discover what EIGHT Points FICO Uses to determine their “Hierarchy of Data Importance.” The importance of this and how they weigh different kinds of negative items is the KEY to getting faster results for your clients and helping them RAISE Their Score Even With A Few Blemishes (hint: focus on the blems with the most FICO weight FIRST!)
All these variations create major obstacles to overcome for difficult dispute issues. The trouble is, standard techniques only work for standard disputes! Come prepared to take LOTS of notes… we’ll be covering Advanced Techniques for even the most difficult to delete items, from experts who know from the “Inside Out!”
Business Credit: Profitable Area With High Demand!
Most credit repair businesses focus ONLY on consumers, when businesses all around you need the SAME Kind of assistance! They avoid business credit because it’s, well, different than working on clients’ personal credit (in some ways it’s MUCH Easier!) So in this session you will learn all of the intricacies of the business credit system… the unique scoring models, what a good biz credit score is, and most importantly, how YOU Can QUICKLY Get A GREAT Score
(unlike personal credit). After this session you will not only be able to advise your business clients on the specifics of building business credit…you may find that You And YOUR Business Benefit As Well!
TEN YEARS In Business!
10 years in the business I thought that I knew everything there was to know about credit repair.. I have just learned so much for my clients, they are just going to love me.
Cynthia Minyard - AAA Credit Repair Services
Exceeded All Expectations!
"The Advanced Tactics, the speaking, the presenters were unbelievable... learned more than we came to learn!"
Justy Youssef - Correct Your Credit LLC
Reserve Your Place Now
11th Bi-Annual Credit Boot Camp
September 18 – 21, 2014, Tampa, FL
Afternoon Break-Out Special Sessions:
We’ll kick off Friday right after lunch with special breakout sessions to choose from. Each is repeated back-to-back so you can attend at least two. Here are the topics:
Marketing: Creating Sustainable Lead Generation Systems
We’ll cover strategies and tactics to create ongoing lead-gen programs that drive in new prospective clients everyday AND Pre-Sort Them — So You ONLY Have To Deal With The Best Leads! Marketing Master Emerson Brantley (Read Complete Bio) will guide you through a “divisive” approach that makes it easy for “high maintenance” and less qualified prospects to “self-unselect” themselves (and not waste your time), while at the same time attracting exactly the level of quality leads you want. This approach allows you to you can focus your attention on other things (like increasing the dollars per client, exploring new products or services to offer….or MAYBE planning your next vacation!)
Sales: Building Recruiting And Managing A Sales Force
You will get the perfect blueprint to define, identify and find the very best people to represent you and your company… sharp men and women who can SELL! Best of all, you’ll discover that managing a great sales team is one of the easiest parts of the entire program… IF you have these systems in place! Leave your sales headaches at the door when you leave… you won’t need them anymore!
Customer Service: Setting Yourself Up To Win Customers Lifetime Loyalty
The secrets to getting great press, eliminating Better Business Bureau complaints, generating enthusiastic referrals and getting repeat sales are simple: Wow Your Clients!… And go way beyond what they expect…and make sure they know! A huge part of this lies in the quality and caliber of your Customer Service. Key Point: EVERYONE In your company is in Customer Service! In this session you’ll find out how to pull together your entire team to create an unforgettable customer service experience for each and every customer you work with!
Challenging Violations Of The Fair Debt Collection Practices Act And the Fair Credit Reporting Act
How would you like to have an intimate classroom session with the person many consider the nation’s to FDCPA and FCRA Expert? Attorney Michael Lupolover (Read Complete Bio) has successfully challenged aggressive and predatory debt collectors and agencies — and WON Over $67 Million in debt relief for his clients! He’ll give you the nuts-and-bolts of the collection business from the inside out (he originally worked for a law firm that specialized in COLLECTING Debt and litigating against consumers who owed money for their credit card bills and enforcing those judgments. You will learn more than you ever knew about debt, collections and how to recognize the illegal practices and successfully defend your clients against the companies that pressure them in violation of the law.
Business Credit: All The Money You Need To Grow & Expand
In this BONUS Business Credit session you will learn how to quickly implement a TURN KEY system and partner with DisputeSuite to offer local businesses the credit services they need. You’ll quickly find out how easy it can be to expand your business aggressively in this area, and make MASSIVE additional revenue without having to do ANY of the work!
Advanced Tactics Open Discussion
In this Special Session Mike Citron will take us EVEN Deeper into the Advanced Tactics of credit repair
and walk you through powerful MULTI-STEP processes to identify EXACTLY how to dispute the toughest items. Many of these amazingly effective tactics were developed “back in the day” (and updated a lot since!) when Mike was personally doing “concierge” credit repair services. This is the Cadillac of Credit Repair “Technical” Step By Step Training… Actual SPECIFIC Time-Tested Strategies to use on your high end clients to give them the value they deserve (some of this stuff is WAYYYY TOO Powerful to waste on your everyday clients!)
- You’ll discover ways to use the HIPAA law to permanently remove medical collections.
- The real truth behind Debt Validation.
- Loopholes in foreclosures and bankruptcies will be revealed.
- Strategies to delete public records items.
- SIMUL Disputes (a powerful dispute tactic).
- An inside look at E-OSCAR.
- Review the credit bureaus’ secret “Dispute Codes.”
- Credit Bureau unpublished addresses (there’s over 15 of them!)
Reserve Your Place Now 11th Bi-Annual Credit Boot Camp September 18 – 21, 2014, Tampa, FL
Collecting BIG On Collections
How do you win for your client when you’ve paid a collector who said they would delete, then changed their mind. These Three Tactics will make you the hero and show the collector he’s dealing with a PRO Who Knows!
FDCPA and FCRA Expert Michael Lupolover (Read Complete Bio) will give you the nuts-and-bolts of the collection business from the inside out (he originally worked for a law firm that specialized in COLLECTING Debt and litigating against consumers who owed money for their credit card bills and enforcing those judgments. You will learn more than you ever knew about debt, collections and how to recognize the illegal practices and successfully defend your clients against the companies that pressure them in violation of the law.
You will discover there are over 26 ways to catch collection agencies violating the FDCPA… how many do you normally use to give your client this massive leverage? Once you get back to the office you’ll be catching more and winning more disputes!
How you can take advantage of RESPA Rules To REMOVE ALL DEROGATORY information being reported on a mortgage for an extended period of time (you’re going to LOVE this one!)
The simple yet powerful 7-Step Process you should follow with any repossession… you’ll fall over when you realize why this is one of the easiest disputes of all!
This ONE Detail PAYS FOR THE EVENT Many Times Over! ==> Why the “Cleanest” Credit Report is usually not the highest scoring… and what you need to do to know what to challenge and what to leave for the greatest benefit for your client (and less work for you!)
Twelve strategies that make dealing with late payments and charge-offs a breeze (AND how to zero in on the easy ones first and recognize the ones to just leave alone!)
The “5 Elements” that creditors must verify from original records under the FDCPA “Burden of Proof” to prove that a debt is accurate and verifiable – or CEASE ALL Collection Efforts and Derogatory Credit Reporting IMMEDIATELY!
The Killer Knockout method for deleting collections entirely, and when should you use it!
What’s the one method collectors will NEVER admit to, but can Compel Collection Agencies To DELETE Your Client’s ENTIE collection account
PLUS! How you can increase your income by working DIRECTLY with an experienced FDCPA Attorney – So There’s NO “Middle Man” To Cut Into Your Profits!
Even longtime industry veterans will be amazed at these “insider secrets” on how to bait the collection agencies and literally FORCE the credit reporting agencies to DELETE Derogatories outright!